Ok, it is comfy, Like a really fluffy Rug or Mink being draped onto you, though the inside of the Robe is a tad different, That belt that's sewn onto the Robe is displayed awkwardly on the inside and you can feel that especially when your either wearing without a top on. I can also feel it in the back. Another note is about the Strap that you tie around to hold the robe closed. its a bit high above the waistline for me. as I'm 6'' i can feel it against my stomach instead of my hips. It also sometimes gets in the way of the little pouch on the right side.
Above all else. it is comfy, nice and warm, specially with a pair of tracks on.
I recommend it! 4 Stars for good look and Coziness. 1 off for the inside look and feel, when I'm not wearing any top.