Mechanisms that conclude behavioral economics to change student learning behavior are not absolute acceptable easily. In some countries education policy makers prefer to encourage educational financial assistance lending behaviors to university students through highly student personalized approaches rather than approaches that provide just not only some solution to every feeling financial difficult university students. Their countries believe that there are other better solutions to the feeling financial difficult university students, which can persuade them or encourage them to raise individual interest to learn in universities or high schools more easily than education financial assistance lending solution.Can behavioral economic be used to make financial education to university or high school students more effective? The actual impact of various financial education institution program choices or subjects on knowledge different financial assistance lending choice program on raising university or high school student individual learning knowledge and raising university or high school student individual learning interest and learning behavior has only recently began studied.Consequently, any education tuition subsidiary assistance program is as a project or service ( or a related collection and services) that is needed systematically structured with the intention of meeting specific financial education goals in order to achieve raising or encouraging university or high school student individual learning interest to any university or high school subject choices aspect successfully. However, the country government's financial education tuition subsidy to university or high school student program whether it can achieve to persuade or encourage the country's university or high school students to raise learning interest to learn in the university or high school student individual learning stage successfully. However, it will have other factors to influence the university or high school student individual choice to study which high school or university in preference, instead of government 's educational financial tuition subsidy plan. But, I believe that government's educational financial tuition subsidy plan which can influence student individual prefers to choose the more expensive universities or high schools to study, because they have educational financial tuition subsidy to assist them to choose the preferable suitable schools to study persuasively, even they are needed to pay higher tuition fees.