A low credit score can be very expensive and cause you to miss out on opportunities. If you need to increase your credit score to move into a new apartment, or house, buy a car, or get loans for business, this book will show you how to increase your credit score in hours!. This book has a complete game plan on how to get started and get the results you're looking for. In my case, I was trying to refinance my $300,000 mortgage. My credit score was 620 because I had some negative items on my credit that I wasn't aware of and extra debt on my credit cards that I could not afford to pay off. I was quoted an interest rate of 6.25% because of my low credit score. Instead of taking the loan, I repaired my credit by removing the incorrect items and paying down some of the debt on my credit cards. I waited a month, and my credit score jumped to 725. I reapplied for the loan and got a quote of 4.5%. If you have one mortgage, buy three cars over 30 years, and carry $10,000 credit card debt over the 30 years, you will spend an extra $238,500 on additional interest. Another way to look at it, you will throw away $238,500 to have the same things had you not maintained a healthy credit history and score. This book will teach you the fundamentals of; Credit Repair How the credit system works How to maximize your credit benefits Should College Students Have Credit Cards Importance of Credit Scores How to Improve Your Credit Score The Difference between Credit and Debit Cards Using Credit Cards for Investing Advantages and Disadvantages of Credit Cards Types of Credit Cards How to Boost Your Credit Score Range and Make Money With Credit Cards.: How to Repair Your Credit With Credit Repair Strategies can help you: We recommend developing a monthly cash flow system that can generate thousands of dollars per month and use your credit cards to buy real assets like real estate. This credit guide will teach you how to make money with your credit like a professional investor and help you build new income streams. Success is learnable; follow the strategies in this book, and open yourself to a new world of opportunities. " Dr. Ernesto Martinez offers a wealth of advice and information that any consumer would do well to follow and implement. I highly recommend this book for anyone interested in fixing their finances and generating new forms of income." Justin Degeneffe MBA, Credit Counselor