Mortgage Advisor, Patti Handy, received her Bachelor's degree in Accounting, followed by over 30 combined years in the banking and mortgage arena. She holds a California Real Estate Brokers License and is a CTA Certified Life Coach. She is also a past holder of the Series 6, 7 and Series 63 securities licenses. Although she has extensive work experience, she credits the invaluable lessons that her parents taught her at a very young age as the true gift. With this financial foundation in place, she was able to not only survive, but thrive, through various challenging times, including a divorce. Understanding the importance of learning money management early, she is passionate about sharing her financial wisdom with teens and young adults so that they too, can be empowered with money smarts and live a financially peaceful life.