To become the best version of yourself, you must have unyielding faith in yourself and your unique talents, gifts, skills, and abilities and then pursue your visions and dreams tenaciously. Never allow circumstances and situations to define your destiny but exercise your innate power to choose your future. Maxine Topping has synthesized her four decades of experience in personal development in U Owe You: Taking Responsibility for Creating the Life You Decide, offering perspectives on uniquely related elements of taking full responsibility for designing the life you want. U Owe You contains practical tools, powerfully introspective questions to contemplate, tips, guidelines, stimulating quotes, and action steps at the end of each chapter, all to help you move your life in a forward direction. You are never too old or too young to transform or improve your life or to set and achieve bigger goals.