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The author puts a face on bankruptcy from the point-of-view of those who've suffered losses. Forty chapters deal with topics like "Questioning the debtor's schedules," "How to handle the bankruptcy crook," "Bankruptcy and taxes," "Bankruptcy and Divorce," and "When creditors let bankruptcy happen." The author uses a guide named Putz for the walk through bankruptcy. Putz observes how creditors may limit losses. Putz points out the weeds as well as the flowers.