If you or your business has just suffered a serious property loss, your insurance contract is now activated and you are about to find out if you "are in good hands" or if your insurance company is "like a good neighbor?" You may find your insurance companies main objective is to avoid paying what your claim is worth to improve their profits. Independence Public Adjusters brings their many years of claims adjusting experience, from the insurance side and the public adjuster side, to help you avoid the hazards of the claims process. This book will show you: -How allowing your insurance company to measure and determine the dollar amount of your recovery is a conflict of interest. -How your insurance adjuster is financially motivated to deny or minimize the amount of your settlement. -How to recognize the tactic's insurance companies play to cheat you out of your money. Whether you are a homeowner or a business owner - one thing is for certain, a significant portion of your income is spent for insurance. If you are faced with the unsettling task of trying to settle an insurance claim, this book can help you see clearly...... When the Smoke Clears.