It has been reported that most Americans do not have enough money to pay for an emergency that would cost them over $1,000.00. Their credit cards are maxed out, college debts are staring them in their faces and the list goes on and on. This generation wants to have everything "now" that it took their parents years to acquire. Their parents, in many cases, may have failed to teach them how to work diligently in order to provide for themselves. Welfare and food stamps usage are higher than ever before. Our government may be thinking this will gain them more votes hoping people will not vote against a party that is giving them a free lunch. The information in this manual has been used since the early 1980s and has enabled thousands of individuals, businesses and churches around the world to become debt free. This manual will assist you to have financial freedom if you follow its plan. It will discuss the problems and will give you the solutions to fix those problems. At the end of this manual there are many personal testimonies of people like you who were in debt up to their ears and now enjoy financial freedom. Do what they did and you will experience the same freedom. I wish I had a nickel for every person who has benefited from this manual.