Griselda Dávila-Aragón has a PhD in Financial Sciences from Instituto Tecnológico y de Estudios Superiores de Monterrey, Campus Ciudad de México (ITESM), a Master’s in Insurance and Risk Management from Instituto Tecnológico Autónomo de México (ITAM), a degree in Risk management from Universidad Panamericana, Mexico and a Bachelor’s in Actuary from ITAM. Her main research areas are Risk Management, Operational Risk, Bayesian Networks, and Small and Micro Enterprises. She has more than 15 years of experience teaching undergraduate and postgraduate levels at different universities. She has held various management positions at public and private financial institutions such as AIG México, Compañía de Seguros de Vida, Banco del Ahorro Nacional y Servicios Financieros (BANSEFI), and Mercer Human Resource Consulting. She has published at Scopus’ peer-reviewed magazines and has written several peer-reviewed book chapters. She is currently a level I member of the National Research System at CONACYT, the Academic Assistant Dean and a Research Professor of the School of Economic Sciences and Business Administration at Universidad Panamericana, Mexico City Campus. Salvador Rivas-Aceves has a PhD in Economic Sciences, Master’s in Economic Sciences and Bachelor’s in Economics by the Universidad Autónoma Metropolitana, Mexico (specializing in Anthropology) by Universidad Panamericana. An Economics, Finance and Politics Analyst, he has been a research professor since 2006 and from 2015 to 2019 Academic Dean as well as Research Dean of the Government and Economics School at the Universidad Panamericana, Mexico. Since 2020 Research Dean at the School of Economic Sciences and Business Administration. He has published extensively on economic growth, technological change, financial regulation and risk analysis in the financial sector since 2005. He has been a member of the National Research System in Mexico since 2010.