Ellen Abramson is living her "second act." Following a 30-year career in fundraising for the University of Michigan and the American Red Cross, Ellen carried out a plan to transition from full-time work for a large institution to a life in which she is in charge of her time and able to focus on what gives her life joy and meaning. To make this possible, Ellen and her late husband paid down $93,000 of debt within a five-year period. Today, Ellen lives debt-free, still empowered by the monthly plan for saving, spending, and giving which she and her husband used to free themselves of debt. Ellen graduated from the University of Chicago and received her Master's in Social Work from the University of Michigan. She is CEO of NorthCoast Banners and founder and CEO of Money Mindfulness, LLC.