There is enough mystery in this book that you want to keep reading to find out what is going to happen or why something is happening. In every way, the main character is a struggling college student. He, like many other teenagers in his situation, was short on funds and blaming everyone else for his difficulties. He had no clue that losing a bet and hauling rocks all summer would make him far richer than he could have imagined. The author has written an emotionally charged self-help novel about two young guys on a quest for financial achievement. One would quietly become one of America's wealthiest men in his day. The second would learn about relationships, money, and what true riches are from his predecessors and others.