Stamatios Tsigos is an industry consultant working in Melbourne, Australia.  Prior appointments have included various teaching and industry positions. Academic appointments have included tutor in finance at Western Sydney University, Lecturer at Deakin College and Deakin University and as a research and teaching assistant at Monash University. He has worked at various companies in the financial services industry in the areas of wealth management and consulting. Stamatios’s research interests include risk preferences, wealth inequality, and public finance. He has a Ph.D. from Western Sydney University and an Honours  degree from Monash University. Kevin Daly is Professor of Economics, Finance and Property at the University of Western Sydney, Australia.  Prior appointments included Senior Tutor in Economics at the University of Adelaide, Lecturer in Business Studies at the University of Brighton (UK) and Economics and Finance Tutor at Sussex University. Before joining academia Kevin worked at various positions in Merchant Banking in the City of London. Kevin’s research revolves around applied finance and open economy macroeconomics; researching the effects of financial volatility on real economic activity.