In the Black

With economic uncertainty reaching unprecedented levels, Aaron W. Smith’s accessible nine-step plan to take control of your financial future will resonate whether you’re just starting out or finding yourself midlife with concerns about your retirement. In The Black will transform your retirement plans, regardless of income, by offering concrete advice on what opportunities are available and using real-life examples to illustrate how anyone can achieve their financial dreams be they middle- aged and facing debt or actively saving since their early twenties.

In clear, easy-to-follow steps, readers will learn how to:

Overcome historical resistance to investing
Save for retirement while keeping kinship ties intact
Use faith as a motivator for saving and strengthening financial discipline
Break through denial about changes in Social Security and pension plans. . . and much more.

Author Biography

Aaron W. Smith is the founder and president of A. W. Smith Financial Group, Inc., a comprehensive financial planning firm based in Richmond, Virginia. Smith has more than ten years of experience in the financial services and insurance industries. He holds several securities and insurance licenses and is also a Registered Player Financial Advisor for the National Football League Players Association.

Trained as a minister, Brenda Lane Richardson is a journalist, active public speaker, and the author of Story Power, The Language of Fertility, and Chesapeake Song. She has written a column for the Oakland Tribune, and her work has appeared in Essence, Glamour, Ms., and the New York Times Magazine.