Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it's completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt. The book's content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who aren't inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios that's needed to buy a home, discussing their student loan and non-student loan debt with their significant others. By the end of the book readers will be on the road to managing all their debt and having extra money for vacations and other fun stuff, too.
Reyna Gobel, M.B.A., M.J., is a freelance journalist who specializes in financial fitness. Her financial advice appears regularly on www.investopedia.com and Yahoo! Finance, as well as other print and online outlets.