Top Secret Tips Unveiled Within! A compilation of internal dialogue from Susan Fratis Penny's response to the outline of her life rooted in San Francisco. Musing is a compilation of Susan Fratis Penny's writings and internal dialogue in response to the events of her life story, deeply rooted in generations of San Franciscans. She is a fine example of a woman after age 65 taking her passion for writing seriously and using it to heal, transform and deepen her experience of life. She hopes to be inspiration to others also to follow their passion in third age.