Good News for First-time Home Buyers in Utah!There are national, state, county and city programs that offer qualified first-time home buyers down payment and closing cost assistance!The Sad NewsThe sad news is that most people aren't aware of the good news! Some have heard about financial housing assistance but few know where to go to find them.Tim and Clint Carver have spent more than a year researching the grants and financial housing assistance available in various communities and cities throughout the state of Utah. And they assembled all of the details and their contact information into one book: "The 2020 Guide for Utah Housing Grants and Assistance"Here's a sample of what's in the book: Mortgage programs that offer lower interest rates. Down payment assistance for members of the military. Financial housing assistance for police, fire-fighters, and teachers. $5,000 to $10,000 grants for down payment and/or closing costs. $5,000 deferred-payment loans for down payment or closing costs. Financial assistance and grants for those who have lost their homes through divorce or disaster. Programs where families help build each other's homes under the guidance of a professional contractor. Are These for Real?Yes! One of the authors (Clint Carver) acquired a $5000 housing grant that got him and his family into their first home!Not all will qualify. There are qualification and eligibility requirements. They are all included in the book along with contact information for each program.The authors also offer free service in helping first-time home buyers find housing grants and financial assistance in the city or county in which they live.So jump in! Check to see if your community (or one nearby) is offering housing grants or financial assistance.