Laura Chiaramonte, University of Verona, Italy Federica Poli, University of Milan, Italy Marco Oriani, University of Milan, Italy Ewa Miklaszewska, Cracow University of Economics, Poland Krzysztof Kil, Cracow University of Economics, Poland Franco Tutino, Sapienza University of Rome, Italy Concetta Colasimone, Sapienza University of Rome, Italy Giorgio Carlo Brugnoni, Sapienza University of Rome, Italy Pierluigi Morelli, ABI (Italian Bank Association), Italy Giovanni B. Pittaluga, University of Genoa, Italy Elena Seghezza, University of Genoa, Italy Paola Leone, Sapienza University of Rome, Italy Ida C. Panetta, Sapienza University of Rome, Italy Pasqualina Porretta, Sapienza University of Rome, Italy Ted Lindblom, University of Gothenburg, Sweden Gert Sandahl, University of Gothenburg, Sweden Frank Bezzina, University of Malta, Malta Simon Grima, University of Malta, Malta Göran Bergendahl, University of Gothenburg, Sweden Stefan Sjögren, University of Gothenburg, Sweden Maurizio Polato, University of Udine, Italy Josanco Floreani, University of Udine, Italy Giusy Chesini, University of Verona, Italy Elisa Giaretta, University of Verona, Italy Leo Van Eerden, VU University Amsterdam