Brody Ryann's laid-back life running a beachfront Bed & Breakfast and surfing is turned upside down when he learns his father died and he has two brothers he never knew existed. But the worst part is there are millions missing from his father's bank accounts and his tight-ass brother sends a stuffy accountant to pour over every row and column of his books. Except, the longer she's there, the less stuffy she seems. As he slowly falls in love with the quiet, responsible woman, he realizes he wants to keep her in his life. But will that mean an end to his free and easy, carefree days?Ever since her ex-husband deserted her, Jade Zimmerman trusts men about as far as she can throw them. She copes by making sure her life has structure and stability. When her boss sends her on an out of town assignment to find missing money, she takes it seriously, even if the charming surfer whose books she's auditing doesn't. The blond beach god thinks life is all about surfing and having fun, and soon, he's charmed his way into her heart. Walking away is going to hurt. But after being deserted by her own father and her ex-husband, she knows better than to trust another man. Or does she?