We live in a world that is filled with flaws and imperfections. Only God can judge another person's heart, but we are constantly being judged by people and nowadays our histories and any mistakes we have made - as well as things we didn't do but are reported as though we did do them - are readily made available to anyone who has a computer. Most often this is done for profit. Of course the time it takes to do the things needed varies based on all of the circumstances, but in many cases you can get your credit and/or reputation cleaned up in as little as 30 to 60 days or at least get most of it done that can be. Often times major positive changes occur in under two weeks with one or more of the credit bureaus. And regardless of the status on convictions you can stop unregulated companies from publishing or selling those records on the Internet, if you have any, in about 45 days. Topics covered in the book: SECTION ONE: "Credit Repair" Ordering Reports by Mail VS. Online Ordering your credit bureau reports from Transunion, Equifax & Experian Recommended Best Way to Order Credit Bureau Reports & File Disputes "Report" or "Confirmation" numbers Credit Bureau Contact Information, Services & Links Filing Disputes SECTION TWO: "Reputation Repair, Expungements & Set Asides" Filing Motions Expedited Removal of Information from Background Check Companies Regulated & Unregulated Companies Letter for Removal of Information from Background Check Companies Comparison of Website Removal Services Rules for Set Aside, Expungement & Sealing by State Worksheets for Credit Repair & Filing Motions. Both civil and criminal laws in the United States were written and based upon laws written in the Old Testament of the Bible. In the Law of the Old Testament debts had to be forgiven after 7 years. That principle is still in effect in our laws today to a large degree, although not entirely. Bankruptcies can (if not removed legally via credit repair) remain on record for up to 10 years and arrest or conviction records for all practical purposes can be accessed for a lifetime - which is why it's wise to get those convictions set aside or expunged or reduced whenever possible. Of course the New Testament calls Christians to be instantly forgiving.