Credit Repair Secrets Revealed is a must have book for anyone seeking a new financial future. The Author supplies you with an arsenal of credit repair letters to crush your creditors and remove their bad marks from your credit report. One of the most powerful tactics that Margaret Henderson reveals is that of the debt validation letter. She details that most debt collectors are third-party collectors and buy your debt from your original creditor. With her carefully crafted letter, she asks the third-party collector to prove the debt is yours by asking for specific documents which they can't produce, forcing them (by law) to remove the item(s) from your credit report. Throughout her book, she also forces you to analyze your patterns of behaviors and provides you with the necessary tools to manage your finances, so you won't end up with bad credit again. She also offers many other orthodox and unorthodox methods of getting out of debt. Everyone is sure to find valuable secrets to keep in this book!