Frances "Fanny" Hill is a rich Englishwoman in her middle age, who leads a life of contentment with her loving husband Charles and their children. The novel consists of two long letters (which appear as volumes I and II of the original edition) addressed by Fanny to an unnamed acquaintance, who is only identified as 'Madam.' Fanny has been prevailed upon by the 'Madam' to recount the 'scandalous stages' of her earlier life, which she proceeds to do with 'stark naked truth' as her governing principle.