An expert in financial service innovation, Carol Realini is a serial entrepreneur and globally-recognized technology pioneer. Attending the World Economic Forum, she led global discussions on alternative banking. Recognized as a top woman in Silicon Valley, she sits on boards and advises financial services and mobile companies. Carol and Karl, considered thought leaders by their peers, both share a passion for financial services that empower people's life and work, and have thus collaborated to present Financial Inclusion at the Bottom of the Pyramid. For more information, please visit www.carolrealini.com Karl Mehta is a serial entrepreneur and venture capitalist in Silicon Valley. He is founder & CEO of PlaySpan (acquired by Visa), a global alternative payment network. Karl also served as the White House Presidential Innovation Fellow working on the "Better Than Cash Initiative." He is an active investor in Edtech and Fintech and Founder / CEO of EdCast Inc. For more information, please visit openfininc.org, edcast.com/FinIncBOP and edcast.com/karlmehta. An expert in financial service innovation, Carol Realini is a serial entrepreneur and globally-recognized technology pioneer. Attending the World Economic Forum, she led global discussions on alternative banking. Recognized as a top woman in Silicon Valley, she sits on boards and advises financial services and mobile companies. Carol and Karl, considered thought leaders by their peers, both share a passion for financial services that empower people's life and work, and have thus collaborated to present Financial Inclusion at the Bottom of the Pyramid. For more information, please visit www.carolrealini.com Karl Mehta is a serial entrepreneur and venture capitalist in Silicon Valley. He is founder & CEO of PlaySpan (acquired by Visa), a global alternative payment network. Karl also served as the White House Presidential Innovation Fellow working on the Better Than Cash Initiative. He is an active investor in Edtech and Fintech and Founder / CEO of EdCast Inc. For more information, please visit openfininc.org, edcast.com/FinIncBOP and edcast.com/karlmehta.