One of the biggest barriers to homeownership is not having enough cash to put down on a house at closing. While you might think you won't be able to buy a home if your savings account is looking a bit lean, there are some creative ways you can make it work. From specific loan programs to family gifts and more, the odds are good that you'll find a way to make your homeownership dream a reality. This is a great resource for a first-time homebuyer. In addition to explaining the process for preparing to secure first-time buyer's grants, the book does a great job succinctly detailing the steps in the buying process. This is a quick and easy read, with a great table of the steps for reference. In this book, you will be led through the steps in buying your first home and receiving down payment assistance or grant money. This guide illustrates every step along the way and doesn't take "the long route" giving you the knowledge you're looking for - NO FLUFF!