After working in the finance sector for many years and realizing that in general, we as a population waste far more than we need to, I started to think about how I could get this message out there.I have worked with so many people and families that had got themselves into financial difficulties, going into debt and such when it could have been avoided.I discuss some of the many strategies you can use to not only increase your income but to dramatically decrease your outgoings. In This Book You Will Learn... What Does an Effective Budget Look Like? Some Helpful Ways to Budget Money Exploring Some Creative Ways to Save Money Learning the Importance of Investigating Your Purchases The Trick to Finding a Creative Budget Looking Forward to the Future The Spending Less, Saving More Philosophy Much, much more! Powerful Family Budget and Debt Management Plan for Abundance and Debt Free Living will offer in-depth advice in finding what is leaking your bottom line and preventing you from frugal living. Another benefit the book provides is a how to on developing a family budget plan that mitigates frivolous and undisciplined spending while building financial intelligence about your personal cash inflow and outflow.