If you extend credit, you will eventually have to deal with a Chapter 13 or Chapter 7 bankruptcy. Creditors typically turn over the bankruptcy to their attorney and let the attorney make all decisions. This book is written for creditors who want to take a pro-active role by directing the attorney in dealing with the bankruptcy. Have you ever heard of a creditor making a regular monthly payment to the trustee on behalf of the debtor to better his position? Neither have most attorneys, but you will see how this can be an effective tactic to save you time and money. This book is guaranteed to help you achieve a better position financially and time-wise than leaving the decisions to an attorney.