As a native Floridian, I have enjoyed working in the field of mortgage lending, real state, investments, and land ownership. With the ability to maintain a flexible schedule I was able to devote many hours of my time to young adults; which was a prequel to becoming the author of High School Rich: 101 Hot Tips to success. I have gathered much insight from my many years of mentoring, counseling and encouraging young adults. Realizing that all kids would benefit from my knowledge, I decided to put into book form information to assist youth, from adolescent to adulthood, in pursuing financial and entrepreneurial independence. I was fortunate to develop an entrepreneurial mind at an early age. I realized that owning your own business gives you a lot of freedom with your time and money. I wanted to experience life without the hassle of corporate constraints. Sharing this information is a way of giving back to society, and a vehicle to providing youth with a positive medium to becoming productive members of society, along with the fulfillment that can be achieved from being financially independent." Knowledge is power and time brings on wisdom. I hope you get as much knowledge from this book and gain as much wisdom as I did in creating my individual empire. This book was designed to equip you with the tools to create your own individual empire. If you apply these tools you will make money. The amount of money is up to you.