MONEY DIDN'T COME WITH INSTRUCTIONS UNTIL NOW! Daniel Merrick, Ph.D. is a disabled veteran of the US ARMY where he enlisted in 1979. After the Gulf War, Dan retired at the rank of Captain. In 1992 Dan found that waiting for military benefits while on Social Security and welfare was nowhere to be in life. By 1995 he had enough and started working a plan that consists of 14 rules he discovered most wealthy people follow to get and stay rich. Dan has compiled his life experience into a collection of real life practical tools to help anyone build wealth he calls 'Instructions To Money'. Dan debunks the hype merchants and shows what he did to get off welfare and build a prosperous future. Read how Dan went form welfare to millionaire using these definitive 'Instructions To Money'.