Pierpaolo Marano is Professor of Insurance Law in the Faculty of Banking, Finance and Insurance at the Catholic University of the Sacred Heart, Milan, Italy. A widely-sought writer and speaker on insurance law and regulation, he served as an academic member of the EIOPA Insurance and Reinsurance Stakeholder Group in 2012/13, and the EIOPA Occupational Pensions Stakeholder Group in 2013/2016. Pierpaolo is also the Chairman of the Working Party on the Distribution of Insurance Products at the International Insurance Law Association (AIDA). Michele Siri is Professor of EU Insurance and Financial Markets Law in the Department of Law at the University of Genoa, Italy, where he also teaches business and company law. He has fulfilled independent director roles for boards of insurance and financial companies. Michele is an expert in corporate governance issues and an independent consultant on the projects of reviewing the architecture of corporate governance of Italian insurance firms. He is also an academic member of the European Corporate Governance Institute (ECGI).