Time: Make Money the Old Fashioned Way Fidelity analyzed its accounts that produced the highest returns. They found that account holders that did NOT 'manage' their accounts or died were the most successful. Think about that! You can earn more in your investment account by NOT touching your money. When you let someone 'manage' your money they tend to waste it and then charge you to boot. Warren Buffett's teacher, Benjamin Graham, once said: Buy stocks like you buy groceries not perfume Don't buy stocks when the Wall Street media or your advisor tells you to buy. Buy those that are on sale or buy the ones that are a value-quality at the right price. Just buy the stock market index and keep buying. You own the most profitable firms worldwide. Recently, Warren Buffett has proved this strategy. Buffett made a bet with a hedge fund manager for $1 million 10 years ago. So far Buffett's strategy has earned over 7% a year versus 2.2% for Wall Street's 'best and brightest.' He won! Buffett has advocated a simple low-cost index strategy for decades: Buy the stock market in a fund like Vanguard's 500 Index. Invest in the market returns consistently and you will do better than everyone you know-11% over time. You do not need Wall Street 'professionals' to reach your financial goals. In fact, if you use them, you may give up 63% of your potential accumulations because of trading, charges, commissions and fees. Over the long term, your returns would average over 11% per year. DALBAR keeps track of returns and found that the average managed-account equity investor earned just 3.79% a year over 30 years ended 2014. The benchmark returned 11.06%. We start our $1 million account in 1 hour FREE