Most people can't join the money conversation because they don't have the vocabulary to do so. In this book, an expert called Silver converses with a couple, Betsy Broke and Robbie Rich on all topics of financial management and financial planning. The couple got married young and started experiencing financial issues that affect most people. Silver is taking them step by step from budgeting issues, retirement, debt management, investments, and the overall psychology of money. Anyone can join this conversation and understand the issues at hand. Money is really about decisions and actions. If you don't make your own decisions, you will follow the beliefs and whims of others around you.