Bob Forbes works on the midnight shift at a local bank to pay for his college expenses. His fellow workers include the Donato brothers, Max and Moe, who conceive a bizarre plan to steal the bank's old and damaged currency before it is dumped in the incinerator at the Federal Reserve bank. During the day, Bob has to divide his daylight hours between visiting his suicidal mother in the asylum and attending his classes, where he parries insults from his economics professor with pithy dialogue. The story is brightened by lively dialogue from 'Grammom', 'Roddy' the blueblood, and 'Deadeye Don'.