This is your chance to get out of credit card hell! This book covers everything you need to know to beat the debt collectors at their own game. If you can write a few letters, you can win! Did you know, even if you end up getting sued by a creditor, your lawsuit will mainly involve paperwork? You can do that. In this book, you will find example court pleadings, motions, opposition to motions, affirmative defenses, interrogatories, admissions, validation letters, sworn denials, and much more. Learn all of the tricks of the trade that the sleezy collectors use to get at your money. And find out how to force the collectors into offering you a settlement for pennies on the dollar. Or better yet, ride out the statute of limitations and never pay a cent on an alleged debt. So start fighting the bill collectors today. Don't be another victim of the big banks! This book also comes with a bonus website that contains news and updates to help you on your journey to debt freedom.