Ever heard of metrics and revenue quotas? This is the root of all evil when it comes to obtaining financial advice. Think about it. If a financial advisor has to reach a revenue quota each year in order to obtain their bonus, then imagine what they are going to do. They will sell you the products that generate the most revenue for them. How does this benefit you? Most likely, you will be sold annuities, mutual funds, UIT's, bonds and other high commission products, so your financial advisor can reach their revenue quota. All you have to do is look at your own account statements for proof. This book was written by a Certified Financial Planner with over 25 years experience. He will teach you to make good financial planning decisions with advice that is timeless and smart. In addition, there is a nod to Estate Planning attorneys and why these attorneys might be some of the best advisors to have in your corner. The choice is all yours. You can be smart by reading this book, or you can remain in the dark and continue to let Wally Street who works for banks, insurance companies and Wall Street firms (Wally World) take advantage of you. It is not that tough of a decision once you think critically about it.