The Only Guide You Need to the Mortgage Loan Process If you're like most people, getting a mortgage can seem like a confusing, overwhelming, and frustrating process. You have lots of questions and need guidance in selecting the best options to fit your financial goals. Imagine if you had a close friend who could share with you all the answers without adding sales pressure or making you feel intimidated-a trustworthy and unbiased adviser by your side. In Mortgage Matters: Demystifying the Loan Approval Maze, seasoned residential mortgage loan officer Sylvia M. Guti�rrez walks you step-by-step through the lending process, providing tools and tips, in language you can understand, that will empower you to: - Reduce anxiety over the unknown - Expedite your loan decision - Ensure your credit report is accurate - Get the very best loan terms for your situation - Minimize your interest costs over the life of your loan - Decode "mortgage speak" throughout the entire process - Understand how new mortgage laws and financial reform affect you This mortgage book explains the thoughts behind lender's questions, illustrates the implications of your answers, and provides an easy-to-follow blueprint of the mortgage application process. You'll learn how to demonstrate you're a capable borrower, and ultimately keep the process moving forward by having the right expectations. Being educated before you begin the loan application process will make your lending experience a much more pleasant one.