This is the book that every grandparent (or parent) has always meant to write for their children but has never found the time to do so. In short, John D Spooner has been carefully crafted a series of essential life lessons that every young person just out of college or high school needs to read before they embark upon their own life's adventures. Told in friendly and reassuring tones, Spooner relates wonderful stories to illustrate and gently guide the next generation of what they can expect when searching for a job, how to know if you've found the right spouse, insights on how to plan for one's financial future, how the internet has changed our lives, dealing with adversity in life and much, much more. NO ONE EVER TOLD US THAT condenses all of this key information into one volume - and it's presented in a clear-eyed way that only a loving grandparent can. For decades, John D Spooner has been one of America's leading financial advisors. Now, as his own grandchildren are on the frightening cusp of adulthood, Spooner has chosen to impart his wisdom to them - and to readers everywhere - in the form of old-fashioned letters.