Mark Hyde is a Reader in Work and Pensions at the University of Plymouth, UK. His most recent work on the privatisation of pensions has included several books and monographs: The Marketization of Social Security (2001), The Privatization of Mandatory Retirement Income Protection (2006), The Intergenerational Covenant (2010), Classical Liberalism and Conservatism (2014) and, most recently, Rent-Seeking in Private Pensions: Concentration, Pricing and Performance (2016). Rory Shand is a Senior Lecturer in Public Services at Manchester Metropolitan University, UK. His research has generated publications in several fields including the nature and scope of enterprise in a public services setting, the political philosophy of the public good, and disability as a form of social stratification. His most recent books include The Governance of Sustainable Rural Renewal (2016) and Sport, Community Regeneration, Governance and Development (2017).