No-Fault litigation is, in the words of Judge Charles J. Markey, "a Frankenstein monster that has assumed a life force of its own, becoming so unmanageable and uncontrollable that it acts out in ways never envisioned by its creator." And 25% of all lawsuits in the New York City Civil Court system are no-fault suits. The No-Fault regulations are complex, difficult to understand, and they leave many questions unanswered, requiring New York claims examiners, lawyers and judges to make decisions every day for which there is no clear guidance in the law. And yet despite the enormous size, scope and complexity of No-Fault practice, there has never been a published guide for those who struggle with this field. Until now.