Get the most out of the new Medicare drug coverage! Everyone wants to get the highest possible retirement and pension income --not to mention the best medical coverage. This book is your guide to finding retirement benefits, figuring out the best time to claim them, and then doing so quickly and easily. Social Security benefits Find all the latest information and instructions you need to get your retirement and disability benefits, dependents and survivors benefits, and Supplemental Security Income (SSI). Medicare & Medicaid Learn the nuts and bolts of both programs, plus how to qualify and apply for them. Understand Medicare Part D prescription drug coverage what it covers, how to apply for it and how to use it with your medigap policy, managed care plan or Medicaid. Medical coverage options Get the latest information on Medicare and Medicaid HMOs and other managed care plans, and learn about the different types of medigap health plans. Government pensions & veterans benefits Discover when and how to claim the benefits you have earned. The 15th edition contains a new chapter on Medicare Advantage Plans, including information about rapidly expanding private fee-for-service plans, plus new Social Security qualifying & benefit figures, and Medicare premium, deductible, copayment & coinsurance figures.