Every year, millions of Americans commit to improving their budget and saving more money. And every year, millions of Americans do not improve their budget and save more money. That's because most Americans do not have a saving problem - they have a spending problem! Over the course of 28 days, you are going to take concrete steps to improve your financial foundation by changing your spending habits and the lifestyle choices you make every single day so you spend less and save more. It is time for you to take control of your spending so you can pay off debt, build wealth, and actually be able to work toward reaching your financial goals.
Author Biography:
Prior to opening his financial practice, Steven was a teacher and educational administrator for eight years, where he advised public schools and individual families about college preparedness. Steven volunteers for the National Multiple Sclerosis Society, Extra Life - a charity benefiting the Children's Miracle Network, and as a middle school MATHCOUNTS team coach.
Choose a destination to see accurate shipping times, delivery options, pricing and product availability.
Afterpay logo
Shop now. Pay later. Always interest‑free.
Swing through the checkout with Afterpay.Get your order now, pay in four fortnightly payments.
Afterpay offers simple payment plans for online shoppers, instantly at checkout.Buy what you want today, pay for it over time. Interest free, with no additional fees if you pay on
time.
1
Select Afterpay as your payment method
Use your existing payment card
2
Complete your checkout in seconds
No long forms, instant approval
3
Get your items just as fast as always
Your order ships straight away
4
Pay over four payments, interest free
Enjoy now, pay later
How it works
Simply select Afterpay as your payment method in the checkout or when picking up your items from the Mighty Ape distribution centre,
and enter your details at Afterpay to complete your order
Your payment schedule will be shown in the checkout, and emailed to you
If you are a new Afterpay customer, the first payment will be made at the time of purchase, with
remaining payments over the next 6 weeks
Once you have been an Afterpay customer for 6 weeks, on subsequent orders you may be eligible to
make your first payment in 14 days, with final payment in 8 weeks
If you need to return your items for a refund, the payment plan can be cancelled
If you fail to make a payment, you will be charged a late payment fee of $10 with a further $7
fee added 7 days later if the payment is still unpaid