This amazing book provides the necessary steps to avoid foreclosure while revealing investors' guidelines and available options imposed on servicers. Brian taps into his experiences and highlights various compelling stories that can assist homeowners experiencing financial difficulties, such as unemployment, COVID-19-related events, reduction of income, death of a spouse and so much more. Each personal story will instill confidence in the reader and compel them to act sooner when experiencing financial hardship. Most importantly, saving their number one asset, which is their home! The reader will gain a clearer understanding of why it is imperative to distinguish mortgage investors from mortgage servicers. The investors are the ones who ultimately make the decisions, not the mortgage company or the financial institution collecting your mortgage payment every month. Specific guidelines imposed by the investors can assist borrowers facing financial difficulties. The Home Saving Bible should be quartered in every household across the nation. Sharing the knowledge with family, friends, and future mortgage holders. A highly recommended book to all households due to the wealth of information it discloses, which can serve as your shield while navigating through a financial storm.