This month-by-month planner is the perfect way to keep personal finances on track. Stash your bills in the handy pockets to pay on time. Once they're paid, keep them in the pockets, ready for tax purposes at the end of the year. Keep saving and sharing goals in front of you as you pay bills-and get practical, biblical help on topics like reducing debt, saving on everyday expenses, even teaching teens about money. Each month includes scriptural inspiration to help you stay motivated in your financial plan. Includes twelve pocket pages, a detailed list of bills paid each month, a place to write the month's sharing and savings goals, a helpful article on personal finance, and scripture from God's Word(R) translation.