Cecilia Anne "Celia" Stanhope and co-conspirator Regina "Goldie" O'Brien are at it again! They're back in Sandy Run, North Carolina, and Celia learns that her dead parents left a trust fund of more than one hundred thousand dollars-a detail that her guardian, the Air Force Captain Anita Carter, failed to mention. Trouble is Celia is eighteen years old and supposed to wait until she's twenty-one to get the money! Does she want to wait? Will her aunt terminate the trust early? You guessed it, no. Celia cooks up a plan to get her aunt to release the trust funds. But where to go? The girls spin the globe and settle on a tiny dot in the western Pacific Ocean, Guam, USA, as the place. Now the girls have the place and soon Celia will have the money. Mix in discovery, treasure and tales of shipwreck--and Celia's belief that treasure is sitting in the sand and waiting for them to find it--and you'll see how very misplaced these two southern girls can get!