We are very excited that you have taken interest in learning about the credit world and in repairing your own credit. This means that you are most likely a very proactive person and understand that your credit truly and really is an important factor of your overall financial health. Our main goal in this book is to help educate you on what credit is, how it works, its various moving parts, as well as other industries that have a direct impact on your credit rating. The information provided to you in this book offers no guarantees or any specific types of results. However, you should gain enough knowledge to understand how you can gain control of your credit and repair it from inaccurate, unverifiable, and obsolete information. This book provides you with examples, tools, and materials that you can use to repair your own credit.