W.D. Crowder is an American published Christian author, financial journalist, prolific article writer, and international speaker. He has penned over 3,500 commissioned articles and written/designed hundreds of financial web pages and newsletter posts, and is the author of the https: //www.financial-dictionary.info/ (alongside editor Thomas Herold). Crowder researched and wrote his latest book in the island nation of Malta in the Mediterranean Sea, where he lives with his wife and two children. W.D. Crowder has spoken at a variety of church services and Christian group meetings in the United States and Europe and done interviews for a number of radio station programs in the U.S. and Great Britain. His background and areas of expertise include history, economics, expatriate living, History of the Bible and Christianity, international relations, investments, and personal finance. A widely read and top of his class graduate of Stetson University, he obtained his bachelor of arts degree in History with minors in Latin American Studies and International Relations and a special emphasis in Economics. He was President of his Phi Alpha Theta (National History Honors Fraternity) Stetson University chapter and a Phi Beta Kappa (National Honors Fraternity) member. W. D. Crowder has published five books in his exciting and encouraging Divine Encounters of the Bible Series, including his latest: 7 Most Powerful Prayers from the Kingdom of Judah: Fearlessness, Hope and Miracles for Your Everyday Circucmstances, Book 1: We Three Kings: Two Journeys of the Magi, Book 2: The Three Miraculous Prayers of King Hezekiah: A Good Man's Example for Our Own Troubled Times, Book 3: Lives of the Great Apostles: The Real Life Rest of the Story of the Men Who Walked Beside Jesus, and Book 4: God Will Never Abandon You! (Biblical and Personal Examples of God's Everlasting Faithfulness).