W.D. Crowder is an American published author, article and newsletter writer, financial journalist, and speaker. He has written over 3,000 commissioned articles and written/designed hundreds of web pages. His background and areas of expertise include history, economics, expatriate living, History of the Bible and Christianity, international relations, investments, and personal finance. A widely read and top of his class graduate of Stetson University, he obtained his bachelor of arts degree in History with minors in Latin American Studies and International Relations and a special emphasis in Economics. He was President of his Phi Alpha Theta (National History Honors Fraternity) Stetson University chapter and a Phi Beta Kappa (National Honors Fraternity) member. W. D. has published three books in his exciting Divine Encounters of the Bible Series, including We Three Kings: Two Journeys of the Magi, The Three Miraculous Prayers of King Hezekiah: A Good Man's Example for Our Own Troubled Times, and Lives of the Great Apostles: The Real Life Rest of the Story of the Men Who Walked Beside Jesus