Not too long ago, I had to have three major operations including the removal of my gallbladder and a cancerous prostate. All three of these surgeries took place within a few months of each other. During that same time period, our furnace died and had to be replaced; a large tree in our front lawn split and had to be removed; our refrigerator broke down and had to be replaced; a pipe in our house broke and had to be repaired; the transmission went on our Nissan Quest and had to be replaced; and we received notice that our term life insurance policy had expired and would cost several hundred dollars more per month to replace. Did I become discouraged? You bet I did. I even became depressed. It was because of all those troubles that I decided to write this book. I wanted to put in writing all the mistakes I had made as well as the lessons I had learned in the hope of helping others going through similar situations. I wanted to offer readers a better understanding of why we have troubles and how to deal with them.